[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.doobie.cz\/nebankovni-pujcka-je-to-prave\/#Article","mainEntityOfPage":"https:\/\/www.doobie.cz\/nebankovni-pujcka-je-to-prave\/","headline":"Nebankovn\u00ed p\u016fj\u010dka je to prav\u00e9","name":"Nebankovn\u00ed p\u016fj\u010dka je to prav\u00e9","description":"Pokud chce m\u00edt \u010dlov\u011bk jistotu, \u017ee p\u0159i \u017e\u00e1dosti o p\u016fj\u010dku usp\u011bje, p\u0159\u00edpadn\u011b pokud m\u00e1 natolik po\u0161ramocen\u00fd profil, \u017ee chce m\u00edt alespo\u0148 nad\u011bji na \u00fasp\u011bch v tomto ohledu, s\u00e1z\u00ed zpravidla na nebankovn\u00ed finan\u010dn\u00ed spole\u010dnosti. Toto po\u010d\u00edn\u00e1n\u00ed je naprosto logick\u00e9. Zat\u00edmco toti\u017e v klasick\u00fdch bank\u00e1ch maj\u00ed jasn\u011b a nem\u011bnn\u011b nastaven\u00e1 pravidla pro poskytov\u00e1n\u00ed a neusp\u011bje tud\u00ed\u017e nikdo,…","datePublished":"2019-06-27","dateModified":"2019-06-27","author":{"@type":"Person","@id":"https:\/\/www.doobie.cz\/author\/#Person","name":"","url":"https:\/\/www.doobie.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"doobie.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.doobie.cz\/wp-content\/uploads\/img_a352037_w1712_t1566549462.jpg","url":"https:\/\/www.doobie.cz\/wp-content\/uploads\/img_a352037_w1712_t1566549462.jpg","height":0,"width":0},"url":"https:\/\/www.doobie.cz\/nebankovni-pujcka-je-to-prave\/","about":["Online"],"wordCount":408,"articleBody":"   Pokud chce m\u00edt \u010dlov\u011bk jistotu, \u017ee p\u0159i \u017e\u00e1dosti o p\u016fj\u010dku usp\u011bje, p\u0159\u00edpadn\u011b pokud m\u00e1 natolik po\u0161ramocen\u00fd profil, \u017ee chce m\u00edt alespo\u0148 nad\u011bji na \u00fasp\u011bch v tomto ohledu, s\u00e1z\u00ed zpravidla na nebankovn\u00ed finan\u010dn\u00ed spole\u010dnosti. Toto po\u010d\u00edn\u00e1n\u00ed je naprosto logick\u00e9. Zat\u00edmco toti\u017e v klasick\u00fdch bank\u00e1ch maj\u00ed jasn\u011b a nem\u011bnn\u011b nastaven\u00e1 pravidla pro poskytov\u00e1n\u00ed a neusp\u011bje tud\u00ed\u017e nikdo, kdo jim bezezbytku nevyhov\u00ed, v nebankovn\u00edm sektoru je tomu jinak. Ten se sna\u017e\u00ed vyhov\u011bt ka\u017ed\u00e9m \u017eadateli a tud\u00ed\u017e nejednou i notn\u011b flexibiln\u011b podm\u00ednky m\u011bn\u00ed a hled\u00e1 \u0159e\u0161en\u00ed, s n\u00edm\u017e by byly ob\u011b strany spokojen\u00e9. \u010ceho\u017e jasn\u00fdm d\u016fkazem je t\u0159eba nebankovn\u00ed hypot\u00e9ka bez registru. Mezi jej\u00ed\u017e p\u0159ednosti pat\u0159\u00ed p\u0159edev\u0161\u00edm n\u00e1sleduj\u00edc\u00ed fakta:  Finan\u010dn\u00ed situace \u017eadatele se neposuzuje nikterak p\u0159\u00edsn\u011b. Bohat\u011b sta\u010d\u00ed, m\u00e1-li tento jak\u00e9koliv p\u0159\u00edjmy, z nich\u017e by mohla b\u00fdt ona p\u016fj\u010dka spl\u00e1cena.  Probl\u00e9mem nemus\u00ed b\u00fdt ani n\u011bjak\u00fd ten m\u00e9n\u011b z\u00e1va\u017en\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f. Samoz\u0159ejm\u011b za p\u0159edpokladu, \u017ee tento nebude komplikovat spl\u00e1cen\u00ed t\u00e9to hypot\u00e9ky.  \u010clov\u011bk si tu m\u016f\u017ee p\u016fj\u010dit a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny nemovitosti, ji\u017e d\u00e1 poskytovateli coby z\u00e1ruku do z\u00e1stavy, co\u017e mohou b\u00fdt i hodn\u011b velk\u00e9 pen\u00edze. A p\u0159itom onu z\u00e1stavu vlastn\u011b ani nepoc\u00edt\u00ed, proto\u017ee bude moci svou zastavenou nemovitost pochopiteln\u011b i nad\u00e1le vyu\u017e\u00edvat stejn\u011b jako doposud.  \u017d\u00e1dost o tuto p\u016fj\u010dku je jednoduch\u00e1, sest\u00e1vaj\u00edc\u00ed pouze z vypln\u011bn\u00ed jednoduch\u00e9ho formul\u00e1\u0159e na internetu a zasl\u00e1n\u00ed n\u011bkolika sn\u00edmk\u016f on\u00e9 nemovitosti k posouzen\u00ed.  Doba spl\u00e1cen\u00ed se m\u016f\u017ee pohybovat od jednoho a\u017e po t\u0159icet let, d\u00edky \u010demu\u017e mohou b\u00fdt spl\u00e1tky sn\u00ed\u017eeny natolik, \u017ee nebudou dlu\u017en\u00edkovi zp\u016fsobovat \u017e\u00e1dn\u00e9 pot\u00ed\u017ee.  V\u0161e lze ale v budoucnu kdykoliv splatit i p\u0159ed\u010dasn\u011b a bez jak\u00fdchkoliv sankc\u00ed.  P\u016fj\u010den\u00e9 pen\u00edze lze pou\u017e\u00edt k jak\u00e9mukoliv \u00fa\u010delu.   Co\u017e, jak sami jist\u011b uzn\u00e1te, vede k jednozna\u010dn\u00e9mu z\u00e1v\u011bru. \u017de je dost mo\u017en\u00e1 nejlep\u0161\u00ed p\u016fj\u010dit si pr\u00e1v\u011b tady. Proto\u017ee tady \u010dlov\u011bk usp\u011bje a ani v budoucnu mu to nezkomplikuje \u017eivot.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed p\u016fj\u010dka je to prav\u00e9","item":"https:\/\/www.doobie.cz\/nebankovni-pujcka-je-to-prave\/#breadcrumbitem"}]}]